Ripple and AMINA Bank Launch First European Integration of Ripple Payments for Cross-Border Transfers

TLDR:

• AMINA Bank integrates Ripple Payments to bridge fiat and blockchain rails for efficient transactions.
• Ripple’s partnership allows AMINA Bank clients to streamline cross-border payments using stablecoins.
• Ripple’s licensed payments infrastructure supports more than $95 billion in daily volume globally.
• AMINA Bank leads crypto adoption by incorporating Ripple’s end-to-end payments solution for seamless payments.

Ripple Payments has become central to a new partnership with AMINA Bank AG, enabling near real-time cross-border transactions for the Swiss institution’s global clients. 

The FINMA-regulated crypto bank is now the first European bank to activate Ripple’s licensed end-to-end payments system, strengthening both companies’ efforts to reduce friction between blockchain networks and traditional financial rails. 

The development expands their earlier engagement, which began when AMINA Bank adopted Ripple’s RLUSD for custody and trading.

Ripple confirmed the announcement on X, stating that the partnership provides a compliant link between fiat and blockchain rails for crypto-native clients seeking efficient global transactions. 

The company described the step as part of its broader commitment to secure digital asset infrastructure across established financial markets.

AMINA Bank Expands Capabilities Through Ripple Payments

AMINA Bank intends to rely on Ripple Payments to streamline fund movements across borders and reduce reliance on legacy correspondent networks. 

The bank expects the system to deliver faster processing, lower operational costs, and improved transaction transparency for both fiat and stablecoin operations. This approach supports clients needing seamless settlement channels that align with regulatory standards.

Myles Harrison, Chief Product Officer at AMINA Bank, addressed the challenges faced by blockchain-driven companies, noting that “native web3 businesses often run into friction when working with legacy banking systems.” 

He added that traditional institutions have yet to fully support cross-border stablecoin transactions, creating operational constraints. According to Harrison, Ripple’s system enables AMINA Bank to “significantly increase our capability, reducing cross-border friction and helping our crypto-native clients maintain their competitive edge.”

The broader goal is to support both digital asset firms and traditional financial institutions that have started to integrate blockchain solutions. 

AMINA Bank views Ripple’s infrastructure as a tool that strengthens its role within the evolving global financial landscape.

Ripple Deepens Institutional Connectivity in Europe

Ripple stated that the partnership enables AMINA Bank to serve as an on-ramp for digital asset innovators seeking regulated access to established financial channels. 

Cassie Craddock, Managing Director for the UK and Europe at Ripple, said the collaboration creates “a crucial bridge between fiat and blockchain rails,” giving AMINA Bank’s clients access to seamless payments using RLUSD, other stablecoins, and rapid payouts in multiple currencies.

The announcement followed a tweet from Ripple confirming that AMINA Bank is the first European bank to go live with Ripple Payments. 

The company noted that its global reach now includes regulated corridors in Australia, Brazil, Dubai, Mexico, Singapore, Switzerland, and the United States.

With more than $95 billion in processed volume through Ripple Payments and coverage spanning over 90 percent of daily FX markets, the integration positions both entities for broader institutional activity in blockchain-powered payments across Europe.